Premier Supplemental Health Insurance

VorsorgePRIVAT | Premier Supplemental Health Insurance by Versicherungskammer Bayern for 2024

Experience Exceptional Value: More Benefits Than What You Pay in Premiums – Absolutely No Catch!

VorsorgePRIVAT, offered by Versicherungskammer Bayern, presents an innovative approach to enhancing your insurance benefits, ensuring you get outstanding value compared to the premiums you pay.

This supplemental health insurance plan from Versicherungskammer Bayern offers comprehensive coverage, including vision care, LASIK eye surgery, preventive health checkups, advanced hearing aids, and essential vaccinations for international travel.

Seamless Online Enrollment Process!

Content Overview

1. Calendar Year Benefits: Unlocking Potential Savings
2. Detailed Example: Save Substantially on Eyewear
3. Full Overview of VorsorgePRIVAT Benefits
4. Transparent Terms and Tariff Information
5. Streamlined Claim Submission Process
6. Quick and Easy Online Application
7. In-Depth FAQs
8. Weekly Insights with Neodirect's Newsletter

Calendar Year Benefits: Unlocking Potential Savings

Discover the unique calendar year benefit structure of VorsorgePRIVAT by Versicherungskammer Bayern, which can lead to immediate savings on eyewear and other health services. With coverage for both 2023 and 2024, your benefits are maximized. We explain the innovative workings of this feature.

Key Advantage: VorsorgePRIVAT's benefits are based on the calendar year rather than the traditional insurance year, ensuring full benefits for the entire year with a single premium payment.

Detailed Example: Save Substantially on Eyewear

We provide a specific breakdown of the savings you can achieve, especially on eyewear, under VorsorgePRIVAT.

Full Overview of VorsorgePRIVAT Benefits

VorsorgePRIVAT by Versicherungskammer Bayern extends beyond standard vision care. It includes extensive coverage for preventive health screenings, LASIK surgery, hearing aids, and vaccinations for international travel. These benefits are designed to be flexible and combinable to meet your individual needs.

Important Note: Hearing aid coverage is not available for pre-existing hearing conditions.

Key Highlights of the VorsorgePRIVAT Plan

VorsorgePRIVAT, tailored by Versicherungskammer Bayern, is designed to provide extensive coverage that caters to a wide array of health needs, especially focusing on vision and preventive health care. Here are the standout features of the plan:

Extensive Eyewear Coverage

• Glasses and Prescription Sunglasses: Full coverage for both regular eyeglasses and prescription sunglasses.

• Contact Lenses: Complete coverage for all types of contact lenses.

• Additional Eye Examinations: Coverage extends to special eye examinations, ensuring you receive comprehensive eye care.

• Combination of Services: All these vision care benefits can be combined, offering you flexibility and comprehensive coverage.

• Reimbursement Policy: Receive reimbursements of 80% on the invoice amount, up to a maximum of 400€ for the years 2023 and 2024.

Preventive Health Checkups

• Cancer Screenings: In-depth screenings to ensure early detection and prevention.

• Blood Tests: Comprehensive blood tests for a complete health overview.

• General Health Check-Up: Regular health check-ups are covered, ensuring ongoing monitoring of your health.

• Coverage Amount: A total of 500€ is allocated for preventive health checkups for the years 2023 and 2024.

LASIK Eye Surgery Support

• Coverage for LASIK Surgery: A significant portion of LASIK eye surgery costs are covered.

• Reimbursement Limits: Up to 500€ for 2023/2024, with a total of up to 1.500€ over the entire term of the contract.

• Budget Allocation for Future Surgeries: If you enrol in 2023, you will be eligible for a 1.500€ budget for LASIK surgery starting from 2025.

Transparent Terms and Tariff Information

For complete clarity, we provide detailed information on all policy terms and conditions, ensuring you fully understand the VorsorgePRIVAT plan.

Streamlined Claim Submission Process

Submitting claims is straightforward and efficient with our user-friendly mobile app. Just a few clicks and your claims are processed quickly for a prompt reimbursement.

Quick and Easy Online Application

Applying for VorsorgePRIVAT is simple and entirely online. Whether using a PC, smartphone, or tablet, our step-by-step guide makes the process hassle-free.

In-Depth FAQs

• How is VorsorgePRIVAT different from other insurance tariffs?
• What is the process for submitting a bill?
• Can I combine various types of benefits?

Weekly Insights with Neodirect's Newsletter

Keep up to date with the latest in insurance trends, customer stories, and special promotions through Neodirect's informative weekly newsletter. Stay ahead in the world of insurance and financial planning.

Why VorsorgePRIVAT is an Ideal Choice for Eyeglass Wearers

VorsorgePRIVAT, presented by Versicherungskammer Bayern, stands out as the perfect special offer for individuals requiring eyeglasses. This plan is not just beneficial in terms of the range of services it covers, but also in how it's structured financially, especially for eyewear reimbursements.

Retroactive Coverage Starting December 1, 2023

One of the unique features of VorsorgePRIVAT is the possibility of retroactive coverage starting from December 1, 2023. This means that if you enroll in the plan even a bit later in the year, you can still benefit from coverage that dates back to the beginning of December. This retroactive feature is particularly advantageous as it allows you to claim expenses for eyewear purchased in December, which can be an essential period for many looking to update their eyewear.

Up to 400€ Reimbursement for Eyewear

VorsorgePRIVAT offers a generous reimbursement for eyewear, providing up to 400€. This is a significant amount, especially when considering the cost of high-quality eyeglasses. Whether you need a new pair of glasses or want to invest in high-end lenses, this reimbursement can cover a substantial part of your expenses.

Nearly 200€ Net Gain After Premium Deduction

After deducting the cost of the insurance premium, you could still see a net gain of almost 200€. This is an exceptional benefit for eyeglass wearers. The plan not only covers a significant portion of your eyewear costs but also leaves you with a substantial net benefit. This makes VorsorgePRIVAT not just a coverage plan, but a financially savvy choice for anyone needing eyeglasses.

Join the VorsorgePRIVAT Community for Superior Health Coverage