VorsorgePRIVAT | Premier Supplemental Health Insurance by Versicherungskammer Bayern for 2024
Experience Exceptional Value: More Benefits Than What You Pay in Premiums – Absolutely No Catch!
VorsorgePRIVAT, offered by Versicherungskammer Bayern, presents an innovative approach to enhancing your insurance benefits, ensuring you get outstanding value compared to the premiums you pay.
This supplemental health insurance plan from Versicherungskammer Bayern offers comprehensive coverage, including vision care, LASIK eye surgery, preventive health checkups, advanced hearing aids, and essential vaccinations for international travel.
Seamless Online Enrollment Process!
Discover the unique calendar year benefit structure of VorsorgePRIVAT by Versicherungskammer Bayern, which can lead to immediate savings on eyewear and other health services. With coverage for both 2023 and 2024, your benefits are maximized. We explain the innovative workings of this feature.
Key Advantage: VorsorgePRIVAT's benefits are based on the calendar year rather than the traditional insurance year, ensuring full benefits for the entire year with a single premium payment.
We provide a specific breakdown of the savings you can achieve, especially on eyewear, under VorsorgePRIVAT.
VorsorgePRIVAT by Versicherungskammer Bayern extends beyond standard vision care. It includes extensive coverage for preventive health screenings, LASIK surgery, hearing aids, and vaccinations for international travel. These benefits are designed to be flexible and combinable to meet your individual needs.
Important Note: Hearing aid coverage is not available for pre-existing hearing conditions.
VorsorgePRIVAT, tailored by Versicherungskammer Bayern, is designed to provide extensive coverage that caters to a wide array of health needs, especially focusing on vision and preventive health care. Here are the standout features of the plan:
Glasses and Prescription Sunglasses: Full coverage for both regular eyeglasses and prescription sunglasses.
Contact Lenses: Complete coverage for all types of contact lenses.
Additional Eye Examinations: Coverage extends to special eye examinations, ensuring you receive comprehensive eye care.
Combination of Services: All these vision care benefits can be combined, offering you flexibility and comprehensive coverage.
Reimbursement Policy: Receive reimbursements of 80% on the invoice amount, up to a maximum of 400€ for the years 2023 and 2024.
Cancer Screenings: In-depth screenings to ensure early detection and prevention.
Blood Tests: Comprehensive blood tests for a complete health overview.
General Health Check-Up: Regular health check-ups are covered, ensuring ongoing monitoring of your health.
Coverage Amount: A total of 500€ is allocated for preventive health checkups for the years 2023 and 2024.
Coverage for LASIK Surgery: A significant portion of LASIK eye surgery costs are covered.
Reimbursement Limits: Up to 500€ for 2023/2024, with a total of up to 1.500€ over the entire term of the contract.
Budget Allocation for Future Surgeries: If you enrol in 2023, you will be eligible for a 1.500€ budget for LASIK surgery starting from 2025.
For complete clarity, we provide detailed information on all policy terms and conditions, ensuring you fully understand the VorsorgePRIVAT plan.
Submitting claims is straightforward and efficient with our user-friendly mobile app. Just a few clicks and your claims are processed quickly for a prompt reimbursement.
Applying for VorsorgePRIVAT is simple and entirely online. Whether using a PC, smartphone, or tablet, our step-by-step guide makes the process hassle-free.
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VorsorgePRIVAT, presented by Versicherungskammer Bayern, stands out as the perfect special offer for individuals requiring eyeglasses. This plan is not just beneficial in terms of the range of services it covers, but also in how it's structured financially, especially for eyewear reimbursements.
One of the unique features of VorsorgePRIVAT is the possibility of retroactive coverage starting from December 1, 2023. This means that if you enroll in the plan even a bit later in the year, you can still benefit from coverage that dates back to the beginning of December. This retroactive feature is particularly advantageous as it allows you to claim expenses for eyewear purchased in December, which can be an essential period for many looking to update their eyewear.
VorsorgePRIVAT offers a generous reimbursement for eyewear, providing up to 400€. This is a significant amount, especially when considering the cost of high-quality eyeglasses. Whether you need a new pair of glasses or want to invest in high-end lenses, this reimbursement can cover a substantial part of your expenses.
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Effective coverage starting from December 1, 2023
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The minimum duration is 2 calendar years, which is equivalent to 13 months.
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13 Premiums a 17,45 €
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226,95€ | ||
| Invoice 600€ | 600€ | ||
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Public Health Insurance Co-Payment
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0€ | ||
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Receive an 80% reimbursement, with a maximum of €400, over a period of two years.
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400€ | ||
| Costs of the Plan | 226,85€ | ||
| Receive a reimbursement of up to €400 | 400€ | ||
| Savings | 173,15€ | ||
After deducting the cost of the insurance premium, you could still see a net gain of almost 200€. This is an exceptional benefit for eyeglass wearers. The plan not only covers a significant portion of your eyewear costs but also leaves you with a substantial net benefit. This makes VorsorgePRIVAT not just a coverage plan, but a financially savvy choice for anyone needing eyeglasses.
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